Target Date folios provide a simple and efficient way to manage investments for long-term goals. These easy-to-manage security portfolios are adjusted over time so as to maintain a balance of performance and volatility.
They seek to increase your potential return, while reducing risk over time to protect your investments more carefully as your retirement approaches. All you need to do is rebalance your holdings when the models are changed.
Read the recommendations of the Securities and Exchange Commission’s Investor Advisory Committee on target date mutual funds.
Target Date Folio Whitepaper
Folio Investing’s Target Date folios were designed to offer better diversification and risk management than traditional target date funds. For a performance comparison, along with graphs that depict the folios’ glide paths, see our whitepaper Improving Target Date Offerings: Lessons Proven.