Ready-to-Go Folios™

If you prefer ready-made convenience or need a few ideas to get started on your portfolio, choose any number of over 160 Ready-to-Go (RTG) folios.

Featured Ready-to-Go Folios™

Target Date RTGs

Planning for college, retirement, or a dream house? If you’re investing for a future goal, target date folios create “easy-to-manage portfolios” of investments that you can adjust over time to maintain a balance of performance and volatility.

Top Performing Folios
1 year return
Target 2050 Conservative 9.28%
Target 2055 Conservative 9.27%
Target 2060 Conservative 9.27%

Past performance is no guarantee of future results.

Low Volatility RTGs

Does market volatility concern you? We have designed two types of low volatility folios: the Low Volatility folio, which comprises a mixture of ETFs and individual stocks, and the Low Volatility ETF folio, which comprises only ETFs.

Top Performing Folios
1 year return
Low Volatility 8.57%
Low Volatility ETF 6.29%

Past performance is no guarantee of future results.

Over 160 RTGs to Choose from and Customize

Asset Allocation RTGs

Choose the benefits of diversification and asset allocation through broad market exposure using ETFs as the basis of your portfolio.

Top Performing Folios
1 year return
Long-term Aggressive 12.74%
Short-term Aggressive 11.30%
Medium-term Conservative 10.55%

Past performance is no guarantee of future results.

Bond RTGs

Investing in bonds and other fixed-income securities may afford the opportunity to generate a more consistent income stream, often with less risk than an equity portfolio. Some government bond income may even be tax-free.

Top Performing Folios
1 year return
Corporate Bond 14.75%
Government Bond 11.25%
Bond ETF 10.69%

Past performance is no guarantee of future results.

Fundamental RTGs

Fundamental folios are based on securities chosen using fundamental analysis of public company information such as dividends, sales, cash flow, and book value.

Top Performing Folios
1 year return
Dividend Yield 6.41%
Price-to-Book 2.65%
Price-to-Sales 1.85%

Past performance is no guarantee of future results.

Geographic RTGs

Geographic folios use ADRs and ETFs for exposure to securities offered in specific non-U.S. countries such as Japan, as well as geographic areas like Latin America.

Top Performing Folios
1 year return
Global 11.26%
Global ETF 7.02%
Africa 6.07%

Past performance is no guarantee of future results.

Investment Style RTGs

Investment Style folios afford growth, value, blend, and income opportunities across small-cap, mid-cap, and large-cap companies, as well as risk adjustment ideas.

Top Performing Folios
1 year return
Large-Cap Growth 17.03%
Growth ETF 14.49%
Large-Cap Blend 12.89%

Past performance is no guarantee of future results.

Market Index RTGs

Market index folios are constructed to follow, generally, major U.S. market indices such as the S&P 500, the NASDAQ 100, and the Dow Jones Industrial Average.

Top Performing Folios
1 year return
Folio 100 26.68%
Folio 50 15.69%
Large-Cap ETF 14.07%

Past performance is no guarantee of future results.

Sector/Industry RTGs

Select a specific sector or industry to increase diversification or to take a more concentrated position in anticipation of industry growth.

Top Performing Folios
1 year return
Residential REIT 21.67%
Utility 5 21.63%
Internet 5 19.09%

Past performance is no guarantee of future results.

Strategy RTGs

Choose from many different investment approaches, ranging from analysts’ picks to defensive and even bear market folios.

Top Performing Folios
1 year return
VizMetrics Permanent Plus 23.63%
Defensive Strategy 20.64%
BetterInvesting Top 100 12.13%

Past performance is no guarantee of future results.

Target Date RTGs

Target Date folios provide a simple and efficient way to manage investments for long-term goals. These easy-to-manage security portfolios are adjusted over time so as to maintain a balance of performance and volatility.

Top Performing Folios
1 year return
Target 2050 Conservative 9.28%
Target 2055 Conservative 9.27%
Target 2060 Conservative 9.27%

Past performance is no guarantee of future results.

When you subscribe to any of our folios we’ll usually send you an email regarding any changes we make (on the frequency of such updates we note (e.g., monthly)), so you can update your portfolio, if you wish. The date we make such changes to the model portfolios are always after the end of each stated period, and vary from time to time (e.g., any update we make to a folio may not occur for some weeks after the stated update frequency). You have full control to make your own investment decisions based on your individual investment objectives, risk tolerance, and financial situation. We do not offer investment advice and the folios we offer as RTGs are not advised offerings.

Need Help Choosing RTGs?

If you want to invest using RTGs but you’re unsure which to choose, our Investor Questionnaire can help you narrow your selections.

Investor Questionnaire