Special Services & Fees

SERVICE FEES

Wire Transfers Wiring cash to us or from us to another financial institution.	No charge
Full Account Transfer Out Fee Applied when you transfer your entire account to another brokerage firm.	$100 per account
Partial Account Transfer Out Fee Applied when you transfer some of the securities (e.g., stocks) in your account to another brokerage without selling the securities..	$5 per security and cash transfer ($25 min / $75 max)
Checkbooks	No charge
Returned Check Applied when there is a returned check request due to non-sufficient funds (NSF).	$35 per occurrence
Returned EFT Applied when there is a failed electronic funds transfer (EFT) request.	$10 per occurrence
Stop Payment on Check	$35 per check
Uncashed Stale-Dated Check Fee	$20 per check
Check Copy	$20 per check
Check Withdrawal-Standard mail	No charge
Express Mail	$30 per mailing, M–F delivery $45 per mailing, Sat delivery
Mail Delivery of Paper Copies of Monthly Account Statements & Trade Confirmations	$12.50 per statement or confirmation request
Mail Delivery of Paper Copies of Monthly Account Statements	$60 per year
Option Servicing Fee	$0 per trade and $0.65 per contract
ADR Fees Certain ADRs may be subject to service fees designed to compensate the agent bank performing the custodial services. The fees are charged periodically and typically range from between $.01 to $.03 per share.	The ADR prospectus will provide specific information on applicable fees.
Corporate Actions Participating in corporate actions, such as when you participate in voluntary tender offers. There is no charge for mandatory actions, such as mergers or acquisitions.	No charge
Charge for Special Services Hourly charges apply when you require services not covered by the charges above, such as location research when customer contact information is outdated. A minimum one hour charge applies to all requests.	$250
Trading Service Fees Fees to offset regulatory and transaction costs imposed on brokers relating to buy and sell transactions in certain securities.	Adjusted periodically
Alternative Investment Transfer Fees Fees to offset costs imposed on us by funds to transfer your shares to another custodian.	Fees vary by fund
IRA Custodial Fee For each IRA custodial account we will apply this fee annually, or when you close your IRA if this fee has not already been applied for the calendar year.	$25 per year
Residual Balance Fee Quarterly fee applied to closed accounts under closed memberships that still have a balance. This fee or the lesser of the remaining account balance will be charged quarterly.	$15

Mutual Fund Fees

We currently offer no-load mutual funds. We may impose a commission charge for handling these mutual funds. Most mutual funds have early redemption fees and investment minimums. Please note that most mutual funds charge management, marketing and administration fees that are deducted directly from fund assets. We receive compensation from certain mutual fund companies for the recordkeeping, shareholder services, and other administrative services that we provide to shareholders of the funds. These shareholder services include transaction processing, settlement of trades, dividend distribution, record maintenance, and distribution of statements, confirmations, prospectuses and other regulatory shareholder documents.

Early Redemption Fees assessed by mutual funds vary by fund. Please consult your prospectus for applicable charges.

Fees vary by fund